Mattress Forum

The sales ladies at my local department stores were no help. I asked one what the difference between a duvet and a comforter was and all she said is that with a duvet I would need to buy a cover.  I still have no idea what the difference is.

So, please enlighten me in the dumbest most layman terms that you can , of what is the difference between a duvet, a comforter and a bedspread?

Why do I need to buy a cover for a duvet? Why don't they come with covers in the same package?

Also, do I need a bedskirt with all of those options? Or, for which of those options do I need a bedskirt?

And, why would I want to choose one of those three options over the other two options?  How do I decide which one to get?

Thanks for any insights you guys and gals can provide.